Sunday, March 9, 2014

HealthCare gov More Frustration

I was curious to know what health insurance costs will be when I retire, hopefully at the end of 2014.  But at least through the Idaho exchange, there is no way to get an estimate, short of actually applying for insurance.  (The federal exchange at least has something to help you estimate this.)  The problem is that when you apply for insurance, you are signing "under penalty of perjury" that the information that you have supplied is correct.

Currently I have health insurance, so I would not be eligible.  If I plug in the information for what I will have if I retire, then the information that I am supplying is false, and I would be perjuring myself.  As a result, I cannot do on the state exchange what I can do on just about any other e-commerce site: find out what something is going to cost before I buy it.  And no other e-commerce site requires me to submit information on penalty of perjury.

UPDATE: I went to eHealth, and there I was able to get a quote for Obamacare complaint health care for my wife and I.  The bronze level plan from Blue Cross ($6350 individual annual deductible, $12,700 family) is $619.62 per month.  By comparison, the lowest cost 2013 plan ($5000 individual annual deductible, $10,000 family, but primarily a hospitalization plan) was $374.41 per month.  Thanks, President Obama!

UPDATE 2: idahomarketplace.org is another web site that gives price quotes without requiring you to provide gobs of detail under penalty of perjury to get a quote.

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